Helping you navigate the waters of mortgages during and after a divorce.
As a Certified Divorce Lending Professional, (CDLP™), Karla has specialized in divorce mortgage planning and analyzing the different pieces of the divorce and how they will affect the future mortgage financing. It is her passion and responsibility to educate and enable divorcing men and women to make the most informed decisions regarding their home equity solutions. Being involved at the beginning of the divorce process, Karla brings a different perspective to the divorce team, by helping identify any potential conflicts between the divorce settlement, the mortgage, and the real property.
Karla works hard to provide her clients with a peace of mind through their divorce and navigating the separation of their real property. When Karla is pulled into the beginning of the separation, she will set you up for successful mortgage financing and will provide the team with a detailed Divorce Mortgage Planning Report. For more information or to schedule an appointment, click FIND OUT MORE below to visit my website.
The Kyte Team
Karla Kyte and Kelsi Arrieta are a unique mother/daughter mortgage team! As Certified Divorce Lending Professionals (CDLP’s), this duo is known in Colorado for their specialty in navigating the complicated process of homeownership during and after divorce. With their combined 30 years of experience, they help avoid the many mistakes that can cost divorcing clients the opportunity of home ownership, which are often made early in the divorce process.
A CDLP must undergo a rigorous training program in order to learn all of the ins and outs of dividing real estate in a divorce, transferring ownership of real property, the types of property in a marriage, and how the mortgage interest deduction is affected by divorce.
Time is of the Essence
When faced with a divorce, financing a home can become complicated. A Certified Divorce Lending Professional helps divorcing borrowers who are currently being underserved by the real estate and mortgage industry as a whole. While a mortgage lender doesn’t know if they’re doing more harm than good overall, a CDLP™ looks at the whole picture to help a client prepare for life after divorce. Ideally, you should get a CDLP involved in the divorce process as soon as possible to come up with a plan that is in your best interest and prevent any unnecessary headaches with mortgage financing.
Can Assist One or Both Spouses
A CDLP is a neutral third party who can provide objective information to both spouses, if desired. She may gather documents, analyze budgets, analyze various data, and run scenarios in order to help determine reasonable next steps for the mortgage. She can help both parties understand their assets, cash flow, and financial obligations, thus enabling each to make educated decisions about what they can afford.
Collaboration is Key
As a neutral third party, a CDLP takes a holistic look at family law, tax planning, finances, real property, and mortgage planning to identify potential challenges. It is best to get a CDLP involved from the very beginning in order to avoid the risk of undoing agreements that have taken hours to form, but are not realistic for one or both party. She does not provide tax or legal advice, but she can handle all aspects of the divorce mortgage planning process.